If you are a home buyer in Sacramento, a low interst rate won't matter if you don't have an approved loan. 

Yes, of course you want a good interest rate and I want only the best for my clients.  I want you to have a low interest rate too. 

It's part of my job to help you get the best loan program and the lowest interest rate to fit your needs.  That is why the most important and critical part of the process is to quailify, verify, and get your loan approved and funded.

I can help you with FHA, VA, Conventional, Jumbo, Loans -- to help you unlock the doors to your new home.

When you are ready, here is how we work together to get you started and on your way to an approved loan.  Also, if you want to know what makes a strong offer on a purchase, you can find the information here. 

While I work primarily with home buyers in the greater Sacramento area.  I am licensed to do loans in California.  If you are looking to purchase a home to live in, a second or vacation property or an investment property, I can help.  Do you want to refinance?  I also arrange refinances for my clients.  Even if you just want to do a loan check up to see if it is in your best interest to refinance or not, I can help with that too.

Whether you have lived in the greater Sacramento area your entire life or if you are relocating to our area, I can relate.  I have a well rounded balance of lifestyles because I lived all over the country and abroad while I was growing up as an Air Force Brat.  I consider Sacramento my home town because living here for the last 20 years has given me the experience of watching growth and change in one place.  I have roots here.  Finally! 

As a second generation real estate professional, I have been involved in the real estate industry since 1985.  Consistently learning and evolving with the new trends in the market.

I am proud to be a life member of the Ladies Auxiliary of the Veterans of Foreign Wars of the United States, Post 4647 in Antelope, CA.  Growing up as a military brat in the Air Force, married to a Viet Nam veteran, helping the men and women who have fought to preserve our freedom is one of my highest passions.  I donate my time as the editor of the newsletter and website administrator to our on line bulletin board, The Black Jack.  If you live in the Sacramento area and would like to know what you can do to help our veterans, or if you know a veteran who would benefit from our organization, contact me. 

VFW Post 4647 is located in Antelope, CA.  The VFW does a great deal to help our veterans and their families as well as the community here in Sacramento.  Come and join us.  http://vfwpost4647.org/

My goal is to make the process of getting a home loan affordable, efficient, enjoyable and rewarding for you.  I want to earn your trust.  It would be a privilege to be the mortgage consultant you turn to when you need professional advice for mortgage finance.  When you recommend me to your friends and your family, that's the best compliment I could ever receive.  Your satisfaction is my success!

Get more information from my website or my blog.

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment.

Thanks for stopping by!

Chrystina Tovani
Mortgage Advisor
Stanford Mortgage
916-580-1642

Twitter:  ChrystinaTovani

Copyright © 2010 Chrystina Tovani, NMLS #241089  Stanford Mortgage  Equal Housing Lender, CA license #DOCML-813G820. This is not a commitment to lend. Prices and guidelines are subject to change without notice. Restrictions apply.

Chrystina Tovani specializes in the conventional, FHA and VA (Veterans) financing of Single Family Homes, Condos, Townhomes, and Income Properties, in Sacramento.